Student Choice is a platform that connects student loan borrowers with a network of credit unions to find great loan rates. Student Choice Student Loans Review
Student loans can help you pay for college, but once college is over, many students are left with hefty monthly payments. In order to avoid overpaying later, it’s important to carefully shop around for the best possible deal on your student loans.
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Unfortunately, getting quotes from multiple lenders can be inconvenient. Thankfully, Student Choice Student Loans can make the process easier by helping you check out student loan rates across multiple credit unions.
In this Student Choice Student Loans review, we’ll explain how the platform works, share some alternatives, and show you how to open an account. Student Choice Student Loans Review
Note: Student Choice is the sister company of CU Select Student Loans.
What Is Student Choice Student Loans?
Student Choice Student Loans is a platform that connects students with credit union student loan opportunities. It originally opened in the late 2000s with a group of credit unions looking to provide a resource for students to find more affordable student loan options.
As of writing, the platform works with hundreds of credit unions that offer student loan products to students across the country. According to Student Choice, the platform has successfully connected over 115,000 families with student loans.
Student Choices runs a specific comparison engine called CU Select. CU Select does more than student loans, but the same premise – connect credit unions with those looking for loans. Student Choice Student Loans Review
What Does It Offer?
Student Choice is much more than a student loan search engine. Here’s a closer look at what Student Choice Student Loans has to offer:
Search For Student Loans At Hundreds Of Credit Unions
As a borrower, you can search for school funding options based on your zip code, school name, or type of loan offered. After you fill out a quick form, you’ll see any potential loan opportunities available through participating credit unions.
Being able to sort through credit union student loan options in one place saves you from the hassle of having to track down loan details from different credit unions. Student Choice Student Loans Review
Competitive Rates
Credit unions tend to offer more competitive rates than other financial institutions. By exclusively sorting through credit union opportunities, you might be able to lock in a lower rate through Student Choice.
And you won’t have to undergo a credit check to explore your options. Instead, the rates you see are estimates of your finalised interest rate. While the estimates are helpful, you won’t know your true rate until you get a final offer from the credit union you choose to work with.
Ask a college counsellor questions.
Student Choice allows you to speak with a college counsellor. You can get one-on-one support through a free counselling session by filling out a quick form. Someone should get back to you within 48 hours. Student Choice Student Loans Review
If you have specific funding questions or want another set of eyes on your numbers, this can be a useful option.
Student Loans And Refinancing Opportunities
Student Choice isn’t limited to new student loans. They also help borrowers seek out attractive refinancing opportunities.
Depending on your situation, refinancing student loans can help you meet a significant financial goal, like locking in a lower interest rate or a more affordable monthly payment. Student Choice Student Loans Review
Check out Student Choice Refinancing here >>
Are There Any Fees?
Credit Union lenders on Student Choice don’t charge any application, prepayment, or origination fees. There may be late payment or past due payment fees, which can vary by lender depending on which credit union is chosen.
How Do Student Choice Student Loans Compare?
Student Choice Student Loans isn’t the only way to compare your student loan options across multiple lenders.
Credible is another strong choice. It’s a marketplace that helps borrowers compare multiple types of loan options, including private student loans. Like Student Choice, Credible doesn’t charge any origination or application fees. But the platform isn’t limited to credit unions – it includes more traditional financial institutions. A final Credible perk is that you can snag a gift card of up to $1,000 when you use our link. Student Choice Student Loans Review
Splash is another option that is especially helpful when looking for student loan refinancing options. Through the platform, you can estimate your rates across multiple lenders.
It doesn’t hurt to explore your options across multiple platforms to make sure you are locking in the best rate for your situation.
How Do I Open an Account?
If you want to work with Student Choice Student Loans, you’ll need to answer the following questions:
- Are you looking for undergraduate or graduate student loans?
- Are you a student or parent?
- Will you apply with a co-borrower?
- Estimate your credit score.
- What is the name of your college?
- How much do you need to borrow?
You’ll need to provide Student Choice with your zip code and email address. From there, you’ll see your matches. If you want to move forward with a particular offer, you’ll need to fill out a formal application through the credit union you decide to work with.
Is it safe and secure?
Student Choice Student Loans doesn’t collect any financial information about you, so you don’t have to worry about anyone stealing that information through this platform. Student Choice Student Loans Review
However, the platform does require an email address. You should expect to receive marketing emails, which can be annoying. But for many, the service Student Choice provides is worth the inconvenience.
How Do I Contact Student Choice?
If you need to get in touch with Student Choice, you can fill out a contact form. Once you submit your information, a representative will reach out to you via email or phone.
Is It Worth It?
Student Choice Student Loans is a worthwhile platform for students seeking affordable loan options. In general, credit unions have a reputation for offering loans with lower interest rates. With that, scoping out your options through Student Choice is a good idea, especially because you won’t have to undergo a hard credit pull. Student Choice Student Loans Review
If you find an offer worth taking through the platform, then you might save yourself thousands in interest payments. But if you don’t find the right fit, check out these other student loan lenders. Student Choice Student Loans Review