Kubera is a net worth and portfolio tracker that focuses on being able to integrate all assets. Kubera Review
Tracking your net worth is one way to ensure that you’re making financial progress. A growing net worth indicates healthy saving and investment behaviours.
But if you’re a modern investor who dabbles in asset classes beyond stocks and bonds (especially crypto), you know that it becomes more difficult to find accurate net worth trackers.
Kubera works to solve that problem for investors. But it carries a steep monthly price tag which means investors will need to be convinced of the value before signing up. Kubera Review
Here’s what you need to know about the tool.
What Is Kubera?
Kubera is a “modern” wealth tracking app that allows users to track net worth and investment returns for ALL major investment classes. It allows users to track crypto, global currencies, stocks, precious metals, and even assets like cars, houses, URL value, and private equity. Kubera Review
By giving users access to their total financial picture in one place, Kubera ensures that users understand their investments.
The app also serves as a storage vault for passwords and other critical information. If you don’t log into your account for a set time, and you don’t respond to email inquiries, your assets will be passed on to your “trusted angel” (typically a spouse or a trusted friend). This will ensure that all your assets get passed down to a loved one instead of being locked in a crypto wallet forever.
Related: The Average Net Worth Of Millennials By Age Kubera Review
At launch, Kubera was only available on desktop, but it’s now available on mobile as well as a Progressive Web App (PWA). Just go to app.kubera.com on your phone (iOS or Android) and log in. The PWA doesn’t require you to download anything to your device yet delivers a native app-like experience.
In 2026, we named Kubera an Editor’s Pick for Best Money Apps because of its ability to track assets across multiple categories and customise the dashboard. Kubera Review
What Makes It Special?
Kubera’s distinguishing feature is its connections to all major crypto exchanges and wallets and over 20,000 banks and brokers.
Kubera works with more aggregators than any other personal finance product we know of. Kubera Review
- Akoya
- Plaid
- Mastercard
- Yodlee
- MX
- SnapTrade
- Salt Edge
- Akahu
- Lean
Kubera also allows for manual asset entry. This is useful if you own difficult-to-classify assets such as a stake in a family business, land, or cryptocurrency.
Another unique feature is Kubera’s legacy planning tools. It requires users to respond to “life beat” prompts by logging into the app or responding to emails. If too much time passes without a response, Kubera passes your information to a “trusted angel” or the person who will handle your estate on your death.
The app allows users to put estate documents, life insurance policy numbers, passwords, and other legal documents in the secured vault, so your beneficiary can have access to them upon your passing. This is a unique and often overlooked angle in personal finance apps. Kubera Review
Where Kubera Shines
Kubera’s “spreadsheet-like” interface is intuitive for most users who need to manually enter data. But it also drives cool graphs and trackers for user dashboards. Kubera Review
What’s great is that Kubera uses multiple back-end connection tools so that you can connect to pretty much any digital account – from your bank and brokerage, to API connects on your crypto wallet. Kubera connects to these popular crypto wallets and exchanges: Kubera Review
- Coinbase
- Gemini
- Ledger
- Trezor
- Kraken
- Metamask
- Polygon
- Binance (including Binance.us)
- Bittrex
Finally, you can also track NFTs on the Ethereum blockchain!
It’s also great to see Kubera’s focus on estate planning. While most people don’t want to think about their death, it is important to plan for it. Kubera simplifies the process of handing over your assets once you’re gone. Kubera Review
Where Kubera Doesn’t Shine
Most financial apps try to do it all. Kubera doesn’t – it exclusively focuses on being a net worth and portfolio tracker. You won’t find budgeting tools, or detailed portfolio analysis, or credit score monitoring.
It’s a one-stop-shop for tracking your assets and your net worth. But it doesn’t offer insights into how you could spend smarter or save more. Such a strict focus isn’t necessarily a shortcoming, but it’s important to understand. Kubera Review
How Much Does Kubera Cost?
Kubera is a subscription service that costs $199 per year. It offers a 14-day $1 trial.
Why the fee? Unlike other services (Empower, etc.), Kubera focuses on privacy. They don’t sell your information or use your information for advertising or upsells. As such, your fee helps cover the cost of all the development and banking connections. Kubera Review
If you value privacy, this is a small fee to pay.
As can be seen in the screenshot above, Kubera also advertises that financial advisors can pay for subscriptions on behalf of their clients. However, you’ll have to work with your financial advisor on an individual basis to see if that’s something that your advisor recommends for you. Kubera Review
How Kubera Compares
Kubera is one of the few portfolio trackers apps that’s able to integrate with cryptocurrency wallets and exchanges. But it also offers less goal tracking and retirement planning tools than other popular net worth trackers like YNAB and Empower (formerly Personal Capital). Here’s a closer look at how Kubera compares to these two alternative personal finance apps. Kubera Review